Damp and mould: when is it your landlord’s responsibility?
Black spots creeping across the bedroom ceiling. A musty smell that never quite goes away. Windows that stream with condensation…
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Category: Guides
PIP refused? Don’t give up — how mandatory reconsideration works
A brown envelope lands. The decision: nought points, or fewer than you clearly deserve. It feels final — but it…
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Struggling with energy bills? A quick check could save you money
Energy prices remain one of the biggest pressures on London households — and many people are still sitting on tariffs…
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The first hour after a car accident that wasn’t your fault
Nobody plans for a bang and broken glass on an ordinary Tuesday. But what you do in the first hour…
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First-time buyer? The paperwork lenders actually want to see
Ask most first-time buyers what nearly derailed their mortgage and they won’t say the interest rate — they’ll say the…
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Bailiffs at the door? Know what they can — and can’t — do
Few letters cause more panic than one threatening enforcement agents. But bailiffs operate under strict rules, and knowing them changes…
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